MR

M Ramirez

United States

Reviews

Review of LendingClub


Rated 5 out of 5 stars

Excellent Option for Debt Consolidation for the Self-Employed

I was looking to consolidate my credit card debt into a personal loan with a lower APR and an end date in sight. As a self-employed individual it can be exceptionally difficult to obtain any such loan. LendingClub made it super easy. I applied, was pre-qualified, approved and funded within a week, all without a hard pull on my credit. Before going with LendingClub, all the other options I came across were predatory. With LendingClub I obtained a very fair APR and was able to immediately pay off my credit cards in full. I'm now paying $150 less each month to pay off my debt and can see a light at the end of the tunnel after spending years with 70% of my payments going to interest alone.
Highly recommended and I will look to them for future loans.

November 30, 2025