Main thing that helps old folk like me is the ability of your system to do the tricky little things like turning on the camera and microphone at the touch of a button rather than spending 5 minutes tr... See more

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Review summary
Based on reviews, created with AI
Based on these reviews
Company details
- #2 of 9 best companies in Mortgage Broker
- #62 of 254 best companies in Non-Bank Financial Service
About Figure
Written by the company

Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.
You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure's HELOC apart?
- Apply with our 100% online application in minutes with funding in as few as 5 days.*
- Lines of credit available from $15k - $750k*
- Faster than a bank loan, cheaper than a personal loan.
- 5 minute approval. No impact to your credit score.*
- Get the funds you need now to start that home improvement project or consolidate your debt.
Contact info
650 S. Tryon Street, 8th Floor, 28202, Charlotte, United States
- 888-819-6388
- help@figure.com
- figure.com
Figure Lending
Replied to 97% of negative reviews
Typically replies within 1 week
clear and helpful
He was very clear and helpful All in all a quick and pleasant experience
Notary was rude and he had garbage all…
Notary was rude and he had garbage all over his desk.
This is the 2nd time Figure has come to…
This is the 2nd time Figure has come to my rescue. The process is so easy and fast. I will use Figure forever!!
Great
Great! Notary was nice and it was a very quick and painless process.
Main thing that helps old folk like me…
Main thing that helps old folk like me is the ability of your system to do the tricky little things like turning on the camera and microphone at the touch of a button rather than spending 5 minutes trying to find out how to do that. It's those little things that makes the entire process so efficient. Notary was polite and professional too.
The entire process was very easy
The entire process was very easy. Everything done entirely on line. All my questions were answered very quickly and funding was provided within 2 days after the 3 day right to cancel period.
Fast and simple
May use AI-assist with repliesRead more
I rank this at the bottom of a stanky…
I rank this at the bottom of a stanky barrel of dead fish. So far I have made several calls trying to make some small changes to our loan, and all I get is "I can't". There was one person who explained what I needed to do, and that was all that was needed from the beginning. Unfortunately, I can't choose who I talk to so I have to work with who answers the phone. Even their "Specialist" couldn't return a call when I was promised. They have the moniker of Customer Success Associates...Customer Frustration specialists is more like it.

Reply from Figure
Absolutely the most convenient and…
Absolutely the most convenient and smooth process. Kris, my loan officer was amazing! eNotary was very courteous, and professional. This entire process with Figure lending has been amazing, smooth and great rates too, unlike traditional bank processes. Definitely the best option for anyone looking for a HELOC.
Both my husband and I listened in on…
Both my husband and I listened in on each others notary visit. Both were extremely professional, courteous, and got everything done easily,
High interest rate. Take a lot longer than what it says
I have no idea how it gets such high reviews. Maybe the only thing is the applying application is easy. The time says with in few days it will get funded. But since the application all my documents is provided in time. And it still taking over almost a month. And still waiting. Also the interestrates are higher than usual.

Reply from Figure
Excellent Service
The person was professional, courteous and communicated clearly.
very kind and helpful support
I really appreciate support from their support staff ,MR.MIKE BRECRA(ID#1269782).
I have no experience for loan and besides I am too old to handle computer well. English is my second language.
But MIKE had such patience to show me how to complete my application.
Without his help, I would have given up.
My thank you again to MIKE.
Customer service is excellent
Customer service is excellent. What a bright future! 🤍
Great customer service !
Great customer service and helped me to solve my issues. Very kind a professional.
I have called twice already with different issues and I have been helped really good. Very happy !
Seamless and fast
Seamless and fast. Customer support, Gelisa, patiently answered all of my questions and was very clear and responsive throughout the process. She helped me quickly navigate the few hiccups I had. Would definitely recommend.
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