ImmediateAnnuities.com Reviews 1,383

TrustScore 5 out of 5

4.9

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews.

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company's staff for their extensive knowledge, helpfulness, and friendly approach. Consumers appreciate the team's ability to simplify complex processes, provide clear explanations, and offer valuable advice without applying any sales pressure. People highlight the exceptional customer service they receive, noting the prompt and accurate responses to their inquiries. The overall sentiment towards the company's service and product is highly positive. Reviewers find the company easy to work with, appreciating the smooth and efficient handling of their transactions. Consumers value the straightforward nature of the processes, as well as the transparency and clarity provided throughout. The payment process is also well-regarded, with customers expressing satisfaction with the ease and convenience.

Based on these reviews

Rated 5 out of 5 stars
Verified

Everything went very well. I've been dealing with the market for many years & at this time in my life-it's time for Annuities. Special thanks to John Mulvaney-a real PROFESSIONAL. JIM CARROLL

Company replied

Rated 5 out of 5 stars
Verified

I am a retired actuary who specialized in annuity reserving audits. I knew that I wanted a highly rated company, with a 3 year MYGA and a good interest rate. This is not the first time that I have... See more

Company replied

Rated 5 out of 5 stars

I had a 17 year old annuity that I hadn't annuitized yet. The interest rate they wanted to give me was about 5%, so I did my homework and found out I could get a MUCH better rate elsewhere. I contac... See more

Company replied

Rated 5 out of 5 stars
Verified

Having been in the stock market for 40years and more,I decided to pull the plug and set the annuity up.I wanted a little more cash every month just in case the market had a correction,plus the interes... See more

Company replied

Rated 5 out of 5 stars
Verified

This was my introduction to purchasing annuities. You made the whole experience easy. The employees I interacted with were knowledgeable and very pleasant to deal with. The application process was... See more

Company replied

Rated 5 out of 5 stars
Verified

Prior to retirement, I’d periodically check this site. Provided good guidance on rates without the necessity of agent involvement. Obviously, a huge personal decision to go forward with an annuity in... See more

Company replied

Rated 5 out of 5 stars
Verified

Recently had a MYGA mature and found ImmediateAnnuities.com which had mulitple options from multiple insurance companies to select from. They have a great team who are all knowledgeable, helpful and... See more

Company replied

Rated 5 out of 5 stars
Verified

This comany was very responsive in helping me to find a perfect fit for an annuity that would provide supplemental income in retirement. The company I switched to paid out at a much higher percentage... See more

Company replied

Rated 5 out of 5 stars
Verified

I was looking for a MYGA at a rate as good as or better than bonds currently have since I am concerned about government debt and its impact on corporate fiscal health as well. I appreciated the annuit... See more

Company replied

Rated 5 out of 5 stars
Verified

All members of the Immediate Annuities team were exceptional. My transactions were complicated by rolling three annuities into one, and they walked me through every single step. They kept me informed,... See more

Company replied

Rated 5 out of 5 stars
Verified

I worked with Adam last year setting up a QLAC and was very pleased to find he was available again to help me. He is extremely knowledgeable and quickly grasped the outcome I wanted to achieve. He pr... See more

Company replied

Rated 5 out of 5 stars
Verified

I had created an annuity through Vanguard about 15 years ago and wanted to create another annuity to increase monthly income using Roth IRA funds. I called Vanguard and was informed that they did not... See more

Company replied

Rated 5 out of 5 stars
Verified

I had a unique situation and we worked with Steve Kennedy who helped us with possible options. Other staff were really helpful and courteous and genuine, too. Didn’t feel pressured into purchasing a... See more

Company replied

Rated 5 out of 5 stars

From start to finish these guys were amazing. From explaining the process to helping me fill out the forms, they were amazing. Before deciding to go with them I spoke to another major annuity broker w... See more

Company replied

Rated 5 out of 5 stars
Verified

The experience in buying an immediate annuity was easy and straight forward. All questions were answered quickly and accurately. Though we haven't received our first payment yet. That's due next mo... See more

Company replied

Rated 5 out of 5 stars
Verified

For several years, I had been planning on using an annuity to help me achieve my financial goals while in retirement. I was easily able to use the Immediate Annuities website to illustrate many differ... See more

Company replied

Rated 5 out of 5 stars
Verified

For the past 12 years I have watched the returns on my two flexible premium deferred annuities with a reputable company show diminishing returns. I asked both my trusted financial adviser and the iss... See more

Company replied

Rated 5 out of 5 stars
Verified

Kyle answered our many questions. He is an expert in annuities, which are varied and complex. He was friendly and professional. We had a great experience and are happy with the annuity we purchased... See more

Company replied

Rated 5 out of 5 stars
Verified

I have several annuities with Immediate Annuities. They are great to work with. No sales pressure and great advise when you need it. They help set up your annuity quickly and fed ex documents when you... See more

Company replied

Rated 5 out of 5 stars

They handled all things professionaly. I have used them 2 times before they really Know there business , nice to see! These things are not as simple as one would like. I. Am just average person, fa... See more

Company replied

Rated 5 out of 5 stars
Verified

I like working with the team at Immediate annuities,I fell thy are honest and can be trusted with my investment and helpful picking the right Annuity to help me reach my goal and have the right to w... See more

Company replied

Rated 5 out of 5 stars
Verified

This is the second annuity that these fine people have helped me with. They are always ready to help and do a great job of keeping you informed. Once again a big thank you to Will Manley as this pu... See more

Company replied

Rated 5 out of 5 stars
Verified

This was the first time I used an internet based financial service to buy an annuity. I have a personal CFP but they didn't offer the type of product I was looking for. Working with Hersh and Ariel wa... See more

Company replied

Rated 5 out of 5 stars
Verified

I contacted immediateannuities to arrange a SPIA as part of my pension plan. The application forms were filled out and sent to me within a day. They were helpful at every step and made a complex proce... See more

Company replied

Rated 5 out of 5 stars
Verified

The people at Immediate Annuities are very skilled and knowledgeable and answered all my questions. They arranged the purchase of my NY Life annuity using the funds from my 401k, and made the process... See more

Company replied

Rated 5 out of 5 stars
Verified

Knowledgeable professionals. Annuities were established very easily. Over the years, have established quite a few with this firm. This month, a co-owner and beneficiary both passed. The firm, once aga... See more

Company replied

Rated 5 out of 5 stars
Verified

I've used Immediate Annuities many times in the past and my recent experience was just as the others: terrific. They handled every detail of my 1035 exchange.

Company replied

Rated 4 out of 5 stars

My experience with ImmediateAnnuities was very positive. The process was simple and easy to understand; very easy to reach them with questions; didn't take much time to finish the whole process. It'... See more

Company replied

Rated 5 out of 5 stars

Immediate Annuities were fast and accurate in processing my annuity. Even though I changed my mind twice as to what I wanted, they were patient and worked to satisfy my desires. I have bought 5 annuit... See more

Company replied

Rated 5 out of 5 stars
Verified

My experience with this company was entirely positive. Everything went smoothly, they kept me in the loop as things progressed, they answered every question I had, and did not pressure me at any poin... See more

Company replied

Rated 5 out of 5 stars
Verified

I had been looking for an immediate annuity for a few years. You helped me to decide which annuity to buy through your listing of many.

Company replied

Rated 5 out of 5 stars
Verified

Great service and communication. The process went very smoothly with virtually no problems. Any issues were the result of my lack of knowledge and all of my questions were answered immediately.

Company replied

Rated 5 out of 5 stars
Verified

I have bought several fixed annuities from them... always a pleasure dealing with Kyle....if any issues arise .....handled right away...highly recommended!!!

Company replied

Rated 5 out of 5 stars
Verified

This is my second time buying annuities through Ariel Stern at Immediate Annuities. Both experiences were simple, very thorough, quick but accurate, and with predictable clearly-spelled-out outcomes -... See more

Company replied

Rated 5 out of 5 stars
Verified

We have been quite pleased with the manner in which your office handled this. This was the 2nd SPIA we purchased through you. We were impressed by the number of media companies supporting yo... See more

Company replied

Rated 5 out of 5 stars
Verified

This was my second annuity purchase. It was an easy process thanks to ImmediateAnnuities.com. Depending on future payouts, I might buy another annuity in a few years.

Company replied

Rated 5 out of 5 stars
Verified

I am a Previous customer, back then (2024, I believe) the customer service was impressive, as was this time around. Everything seems to work, everything seems easy !

Company replied

Rated 5 out of 5 stars
Verified

There a lot of trustworthy places to buy annuities from and I’ve used two very different ones. I purchased my first annuity through my Large Financial Custodian with no dissatisfaction. Now, eig... See more

Company replied

Rated 5 out of 5 stars
Verified

We needed a quick turn-around. Immediate Annuities came through for us. They felt our urgency & were very responsive.

Company replied

Rated 5 out of 5 stars
Verified

My broker was there for me every step of the way, answering allll my questions and assisting greatly in what, to me, was a complicated endeavor combining accounts, etc.

Company replied

Rated 5 out of 5 stars
Verified

I have bought 5 annuities from them over the years and EVERY experience is professional, efficient and appreciated. I believe I now know almost everyone there and I consider them a vital part of my es... See more

Company replied

Rated 5 out of 5 stars
Verified

The team was so professional. We will use your company again. We will also refer you to our friends.

Company replied

Rated 5 out of 5 stars
Verified

Very helpful and patient in answering all of my many questions when buying my first immediate annuity. Professionally handled a minor funding issue with bank releasing the funds.

Company replied

Rated 5 out of 5 stars

I have bought roughly 25 Secondary Market Annuity's in past 1.5 years! Great product and great service. At first I was a little apprehensive, but I realized the product was as good as the service. Gre... See more

Company replied

Rated 5 out of 5 stars
Verified

From start to finish, this was a very easy transaction. Any questions that I had were answered promptly. Since this was my first purchase of an annuity, I was very concerned that I was making the corr... See more

Company replied

Rated 5 out of 5 stars

I had a great experience with Immediate Annuities. I had gone to the website several times over a year or so then finally decided to call. The agent was very helpful and I went ahead and started the a... See more

Company replied

Rated 5 out of 5 stars

I contacted Immediate Annuities via e-mail and got very prompt responses from Kyle B. I then spoke to him, at length. He mailed out my application overnight and the packet was very informative. Dur... See more

Company replied

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Company details

  1. #20 of 105 best companies in Insurance Agency
  2. #32 of 184 best companies in Financial Consultant

Written by the company

Outstanding personal service is the cornerstone of everything we do. Call 1-866-866-1999 today and speak with a friendly insurance professional who is eager to help you accomplish your goals. Our highly-trained staff will guide you through every step of the annuity-buying process.

WebAnnuities Insurance Agency

Written by the company

How You Benefit
This is the easiest way to buy your annuity without having to meet with an insurance salesman. The free report you receive lists quotes from more than 10 well-rated insurance companies. When you’re ready to buy your annuity we send you a pre-filled application which you mail to the insurance company you choose. This ensures your policy is issued promptly and correctly.

Contact info

4.9

Excellent

TrustScore 5 out of 5

1K reviews

5-star
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1-star


Rated 5 out of 5 stars
Verified

The team was so professional

The team was so professional. We will use your company again. We will also refer you to our friends.

November 22, 2025
ImmediateAnnuities.com logo

Reply from ImmediateAnnuities.com

Hi Ramon & Myrna, we appreciate you taking time over the holiday weekend to give us your thanks through your 5-star review of our services helping to set up your annuity contract. We are so happy to hear that you would consider reaching out to us again for your next purchase and for recommending us to those you trust and care about. Should there be any way that we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

Everything went very well

Everything went very well. I've been dealing with the market for many years & at this time in my life-it's time for Annuities. Special thanks to
John Mulvaney-a real PROFESSIONAL.
JIM CARROLL

November 22, 2025
ImmediateAnnuities.com logo

Reply from ImmediateAnnuities.com

Thank you for taking the time over the weekend to share your positive feedback about your experience working with my associate, John Mulvaney, who is one of the hardest working agents on our team! We are grateful that you selected to work with our firm to set up your annuity contract after having spent most of your lifetime investing in the stock market. We trust that you are satisfied with your purchase, and should you have any further questions or requests, we would look forward to hearing from you at your convenience. Hope you have a nice start to your week! Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

Honest, Thorough Service That Boosted My Confidence

For the past 12 years I have watched the returns on my two flexible premium deferred annuities with a reputable company show diminishing returns. I asked both my trusted financial adviser and the issuing company how the interest on the annuities was calculated. Their answers were not clear to me. After my financial adviser made me aware of MYGA's and recommended a company, I decided to do some homework on annuities. I gave myself time to become educated and kept coming back to ImmediateAnnuities.com. Their information was clear and helped me formulate a better plan for purchasing annuities with better returns vs my financial adviser's recommendation. Their representative answered all my questions and made me aware of important issues. I decided to work with them to perform two 1035 annuity exchanges. I was impressed with their careful assessment of the suitability of my decision and helped me avoid any tax issues. They told me the steps and timeline of the process which they promptly and consistently executed. They were polite and pleasant. Their feedback was appropriate and made the process move smoothly. I now realize I have more confidence in the decision I made with their expert help vs over reliance on my financal adviser who helped me through a period of time in my life when I was less equipped to make major financial decisions.

November 9, 2025
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Reply from ImmediateAnnuities.com

Wow, Brenda! We are extremely grateful for the time and detail you invested into your review of our services. It was so helpful to understand the background on all the research you put in to ensure that you were confident in your decision to pursue your MYGA contracts. And we sure are very thankful that you chose our company (ImmediateAnnuities.com) to work partner with in order to establish your annuity contracts with a very reputable insurance company. We really can't thank you enough for your trust and faith in our ability to deliver on your expectations. Please let us know if there's any other way we may be of further assistance at your leisure. Hope you have a safe and happy holiday week! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

I've used Immediate Annuities many…

I've used Immediate Annuities many times in the past and my recent experience was just as the others: terrific. They handled every detail of my 1035 exchange.

November 9, 2025
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Reply from ImmediateAnnuities.com

Hi Paul, thank you for taking the time to share your positive feedback and of course for your loyalty in returning to work with us again on your most recent annuity purchase via 1035 Exchange of an annuity you replaced to attain a favorable rate with a top-rated insurer. We are glad to hear you are satisfied with your experience. Should there be any other way we may be of further assistance, please let us know how we can help. Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

A Helpful Experience

I was looking for a MYGA at a rate as good as or better than bonds currently have since I am concerned about government debt and its impact on corporate fiscal health as well. I appreciated the annuity rating that ImmediateAnnuities provides. In addition, they helped me navigate the purchase from start to finish.

October 20, 2025
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Reply from ImmediateAnnuities.com

Hi Steven, Thank you very much for taking the time to provide this feedback. I'm so glad to hear that you had a positive experience working with us! Please don't hesitate to reach out in the future. We'll always be happy to help. Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

This was my introduction to purchasing…

This was my introduction to purchasing annuities. You made the whole experience easy. The employees I interacted with were knowledgeable and very pleasant to deal with. The application process was well organized. When I needed help, I could speak with anyone who answered the phone avoiding the frustration of being put on hold or transferred from person to person.

November 3, 2025
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Reply from ImmediateAnnuities.com

Hi Philip, I'm so glad to hear that we were able to make your first annuity purchase a pleasant experience! We will be here to help with anything you need, so please don't hesitate to reach out. Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

I am a retired actuary who specialized…

I am a retired actuary who specialized in annuity reserving audits. I knew that I wanted a highly rated company, with a 3 year MYGA and a good interest rate. This is not the first time that I have used this company and I am very satisfied with their due diligence and their reviews of all the companies.

November 9, 2025
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Reply from ImmediateAnnuities.com

Wow, thank you, Sarah, for sharing your past experience working in the annuity industry and choosing to work with our agency again to set up your most recent MYGA contract. Your satisfaction is our top priority and we aim to do whatever we can to ensure that we are meeting your expectations. Please let us know if there's any other way we may be of further assistance at your convenience. Hope you have a nice start to your week! Sincerely, Ariel Stern

Rated 5 out of 5 stars

Great Company to Work With

I had a 17 year old annuity that I hadn't annuitized yet. The interest rate they wanted to give me was about 5%, so I did my homework and found out I could get a MUCH better rate elsewhere. I contacted John at ImmediateAnnuities and he walked me through the process of selecting a new annuity. Of course I wanted a good fixed interest rate, but I also wanted a company that's been around for a while to make sure that they'd be around for my "later" years. John found me a very well established company that's been around longer than me with a sterling reputation, and with a good interest rate (>7,.3%). ImmediateAnnuities did an outstanding job with all the necessary paperwork and answered all my questions along the way. If I ever need/want another annuity, I know where I'm going -- this company.

October 25, 2025
Unprompted review
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Reply from ImmediateAnnuities.com

Bruce, we can't thank you enough for the time and detail you put into providing us such an informative account of your reasoning for choosing to work with us to set up your immediate annuity! And you certainly did select a company with a very strong reputation and standing in the industry and should have a positive experience with your annuity income stream. Our primary goal is to provide you with a multitude of different carrier's annuity quotes along with their ratings from AM Best, S&P, and Moody's to help you make the best decision for your objective. We're grateful to hear that you are pleased with the outcome and are always here for you should you have any further questions or request. We look forward to it! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

Fabulous assistance. My broker was there for me every step…

My broker was there for me every step of the way, answering allll my questions and assisting greatly in what, to me, was a complicated endeavor combining accounts, etc.

October 30, 2025
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Reply from ImmediateAnnuities.com

Hi Patricia, thank you so much for your kind words. We are grateful for your loyalty and dedication in choosing to work with our team for the last two decades. We strive to be as informative and helpful as possible to ensure that your annuity purchasing experience goes smoothly and fully meets your expectations, as you're very well aware after all these years. Whenever you have any questions or requests, please do not hesitate to reach out to us for assistance. We look forward to speaking with you again. Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

This was my second annuity purchase

This was my second annuity purchase. It was an easy process thanks to ImmediateAnnuities.com.
Depending on future payouts, I might buy another annuity in a few years.

October 30, 2025
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Reply from ImmediateAnnuities.com

Thank you so much for taking the time to share your positive feedback, Christopher. And we are grateful for your loyalty in working with our team again to secure your 2nd annuity contract. We trust that your experience went smoothly and if there's any way we may be of further assistance at your convenience, we would be more than happy to help again. Hope you have a nice weekend! Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified
ImmediateAnnuities.com logo

Reply from ImmediateAnnuities.com

Thank you, Arthur, for your positive feedback. We're glad to hear that you felt the process of setting up your annuity went smoothly and met your expectations. Should there be any other way we can help, please do not hesitate to reach out to us for assistance. We look forward to hearing from you! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

Very productive

Very productive

October 30, 2025
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Reply from ImmediateAnnuities.com

Thank you, Hassan, for taking the time to share your positive feedback, and we're happy that your annuity contract met your expectations. Should there be any other way we may be of further assistance, please let us know how we can help. Hope you have a nice rest of your weekend! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

Prior to retirement

Prior to retirement, I’d periodically check this site. Provided good guidance on rates without the necessity of agent involvement. Obviously, a huge personal decision to go forward with an annuity in general as part of our retirement plan. Good information on the site itself and two informative calls with your agents to start/finish the process went smoothly. Highly recommend this firm.

October 27, 2025
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Reply from ImmediateAnnuities.com

Hi Thomas, Thank you very much for the kind words. I'm so glad to hear that you had a pleasant experience working with the staff. Please feel free to reach out anytime. We'll always be happy to help! Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

Very helpful and patient in answering…

Very helpful and patient in answering all of my many questions when buying my first immediate annuity. Professionally handled a minor funding issue with bank releasing the funds.

October 19, 2025
ImmediateAnnuities.com logo

Reply from ImmediateAnnuities.com

Thank you very much for taking the time to provide this feedback! We're thrilled to hear that you had a positive experience in purchasing your first immediate annuity. Please don't hesitate to reach out anytime you need assistance. We'll always be happy to help!

Rated 5 out of 5 stars
Verified

This is my fourth experience with…

This is my fourth experience with immediate annuities. Everything went nice and smooth. Never an issue.

October 25, 2025
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Reply from ImmediateAnnuities.com

We appreciate you taking the time to share your positive feedback working with us again, Thomas. We are grateful for your loyalty and trust in our ability to set up your annuity policies, and trust that you are satisfied with the competitive rates you've been able to secure. Please let us know if there's any other way we may be of further assistance at your leisure. Hope you have a nice start to your week! Best wishes, Ariel Stern

Rated 5 out of 5 stars
Verified

Very helpful and responsive

This comany was very responsive in helping me to find a perfect fit for an annuity that would provide supplemental income in retirement. The company I switched to paid out at a much higher percentage than the company I was with originally. They helped me to make this transfer every step of the way. Communication is excellent.

October 23, 2025
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Reply from ImmediateAnnuities.com

Thank you so much, Laura, for your positive feedback and insight into your motivation for purchasing your income annuity. We are glad to hear that we were able to assist in securing you the most competitive annuity payment with a reputable insurance company. Please let us know if there's any other way we may be of further assistance at your convenience. We look forward to hearing from you! Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

Having been in the stock market for…

Having been in the stock market for 40years and more,I decided to pull the plug and set the annuity up.I wanted a little more cash every month just in case the market had a correction,plus the interest rates were going down.I must say they made this process so easy.I used to be a registered rep in the insurance industry and the people I talked to really knew what they were doing,and the paperwork was so easy.You will not be disappointed!

October 20, 2025
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Reply from ImmediateAnnuities.com

Wow, Horst, we appreciate your thoughtful and insightful review. Your reasoning and motivation for considering an income annuity at this stage in your life are very much in line with the majority of the clients we work with. We are grateful to hear that you felt the process to set up your annuity policy was simple and straightforward. Should there be any other way we may be of further assistance, please do not hesitate to reach out to us. We look forward to hearing from you! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

Great Company And Great People

Recently had a MYGA mature and found ImmediateAnnuities.com which had mulitple options from multiple insurance companies to select from.
They have a great team who are all knowledgeable, helpful and friendly and made the purchase of a new MYGA simple and efficient.
Thanks to each of you.

October 12, 2025
ImmediateAnnuities.com logo

Reply from ImmediateAnnuities.com

Thank you for sharing your positive feedback, Daniel! We are grateful that you found our website and had the confidence in us to help you replace your maturing MYGA with a more favorable annuity rate from one of the insurance companies we offer. We appreciate your kind words regarding the competence and knowledge of our team of brokers and support staff. If there's any other way we may be of further assistance, please let us know how we can help. Best regards, Ariel Stern

Rated 5 out of 5 stars
Verified

We needed a quick turn-around

We needed a quick turn-around. Immediate Annuities came through for us. They felt our urgency & were very responsive.

October 2, 2025
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Reply from ImmediateAnnuities.com

Hey Emersunrose, we're glad that you utilized our services to set up your income annuity in the most expedient manner. Should there be any other way we can help, please do not hesitate to reach out to us with any questions or requests. We look forward to hearing from you! Sincerely, Ariel Stern

Rated 5 out of 5 stars
Verified

I had been looking for an immediate…

I had been looking for an immediate annuity for a few years. You helped me to decide which annuity to buy through your listing of many.

October 10, 2025
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Reply from ImmediateAnnuities.com

Thank you, Jerry, for taking the time to share your positive feedback. We are grateful that you decided to work with our team to find the most optimal immediate annuity for your retirement goals. Please let us know if there's any other way we may be of further assistance at your convenience. Best wishes, Ariel Stern

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