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LendingClub Reviews 8,728

TrustScore 4.5 out of 5

4.7

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the ease and speed of the loan process, with many noting it was simpler than expected. People appreciate the quick fund transfers, often receiving their money within just a few days. Consumers also value Lending Club as a helpful solution for debt consolidation, particularly for managing multiple credit cards or high-interest loans. The positive user experience extends to the app and customer service, with reviewers finding the platform easy to navigate and the support team helpful and responsive. Borrowers also appreciate the manageable repayment terms and the clarity of the payment process. The accuracy and lack of unexpected surprises throughout the lending experience contribute to a high level of satisfaction among users.

Based on these reviews

Rated 5 out of 5 stars
Invited

Lending Club offered me a great deal for the amount I request. They also offered me an amazing interest rate that beat all banks around my area. The only thing I regret is not knowing earlier about Le... See more

Rated 5 out of 5 stars
Invited

I’m now on my 5th loan from Lending Club. I could have gone with another loan company that had a slightly better interest rate but I chose to stay with LC. I love their web site because it’s so easy t... See more

Rated 5 out of 5 stars

I have been using Lending Club for a few years for personal loans. Everything is so easy to do and if you need help they are very helpful. I especially would recommend them for someone getting a perso... See more

Rated 5 out of 5 stars
Invited

I am so very happy with lending club. I paid off my first loan over 3-4 years. And I wasn’t prepared to do another because I didn’t need one. Then my 2 yr old grandbaby has to have surgery. And the... See more

Rated 5 out of 5 stars
Invited

Streamlined Process and FAST! The entire process from Lending Club is very efficient and geared towards the customer. As a repeat customer, I know I will get a competitive rate and a quick respons... See more

Rated 5 out of 5 stars
Invited

At first I was not sure about the loan offer and if it was a true offer or a trick. But the process was easy, fast and honest. Approval was instant and paperwork fast and efficient. The money transfer... See more

Rated 4 out of 5 stars
Invited

The process was a little slow at first because the going back and forth on documents needed didn’t understand the whole thing with the irs paperwork bug once all documents was received and me calling... See more

Rated 5 out of 5 stars
Invited

My Borrowing Experience with Lending Club made me pleasantly surprised. The request, and response for the loan was Quick; Easy, and Professional. I will definitely hold myself accountable to repay t... See more

Rated 5 out of 5 stars

Your offer came at an opportune time. I was wanting to do a Debt Consolidation and having done business with Lending Club before for loans, decided to go with you again. The whole process went smoothl... See more

Rated 5 out of 5 stars
Invited

I am amazed at how quick and easy the lending process was. It was all online and once approved the funds were deposited in the accounts I designated and rescue me from high interest credit cards.

Rated 5 out of 5 stars
Invited

I applied for a TopUp Loan on the day before Thanksgiving and had the funds by end of day the day after Thanksgiving!!! Unbelievable! I have had 4 loans with Lending Club, and they have always been fa... See more

Rated 5 out of 5 stars
Invited

I received an offer through Credit Karma to apply for a loan with Lending Club. I was a little hesitant to apply because the process seemed a bit too easy. I liked the interest rate and loan terms s... See more

Rated 5 out of 5 stars
Invited

The loan process was incredibly easy! I received an answer quickly and the money was direct deposited in my banking account way sooner than expected! I love that I didn't get a hard hit on my credi... See more

Rated 5 out of 5 stars
Invited

The process was easier than I thought it would be. Glad I chose Lending Club for my financial needs. I think more people should look for the products you guys have before making financial decisions o... See more

Rated 5 out of 5 stars
Invited

This is my second loan with this company. They have good rates, a choice of length of the loan to choose from. They are very quick to get the payments to the card company being paid. Absolutely would... See more

Rated 4 out of 5 stars
Invited

My experience with LendingClub has been very positive. The process was very straight forward and the website is easy to navigate. I did not rate a 5* because there is always room for improvement.

Rated 5 out of 5 stars
Invited

Got the $6,000 in the chase credit card account, and $3700 in my bank account, still nothing in the big one, the equity loan with the credit union. Ideas? Loved the online and the help line good serv... See more

Rated 3 out of 5 stars
Invited

The process was made so much harder than previous times when we did business. I couldn’t understand the people who answered the phone. I had to constantly ask them to repeat themselves and even then I... See more

Rated 5 out of 5 stars
Invited

I've been a customer of yours for several years and I'm very happy to do business with you. The application process is simple and fast, and the money is deposited very quickly. Thank you for having me... See more

Rated 5 out of 5 stars
Invited

The process for the loan I got was quick and simple to understand. Also everything that pertained to getting the loan was accurate and there were no unexpected surprises or errors. Thank you lending C... See more

Rated 5 out of 5 stars
Invited

Well it's just the opportunity that you guy give when someone needs some financial help hassle free and always willing to help my third time around an I will use no one else you guys have won my busin... See more

Rated 5 out of 5 stars
Invited

I already had a consolidation loan with lending club. Then I needed a quick small personal loan for a major purchase and thought why not give it a try with no hit to my credit. Within 3 days I had the... See more

Rated 4 out of 5 stars
Invited

I am not a computer person in fact I hate even using my phone but u had a lot of good people to help the process along it was simple to apply and in the long haul I will save myself a.lot of money

Rated 5 out of 5 stars
Invited

I have borrowed many times from lending club. You have always been there for me and I appreciate that. Thank you being a fair company!!! Will be definitely contacting you in the future!!!

Rated 5 out of 5 stars
Invited

I just got my second loan through lending club and the process was easier than the first time . The employees I spoke to answered all my questions and made me feel good about my decision moving forwar... See more

Rated 5 out of 5 stars
Invited

Quick and simple process. Low rates. I was actually pretty surprised. This helped me consolidated some debts at a far lower rate and lower fees compared to other sources I was looking at.

Rated 5 out of 5 stars
Invited

Fast and super easy! The entire process was quick and painless. I would highly recommend to anyone looking for a debt consolidation loan. I'd definitely do it again.

Rated 5 out of 5 stars
Invited

Quick and efficiently done, once loan was approved , I received my funds in a matter of days. I’ve been with this company for a few years now and not once was I disappointed.

Rated 5 out of 5 stars
Invited

The process was honestly a breeze. My loan was approved in less than 1 week and in 2 days in my bank account, i was very surprised. The application was straightforward and I just want to say thank you... See more

Rated 5 out of 5 stars
Invited

Fastest and easiest process I've ever had. I keep coming back when extra money is needed. No hassles. Great experience. Always pay it off early.

Rated 5 out of 5 stars
Invited

I just want to say thank you again, I was struggling trying to keep up with all my credit cards and I saw this advertisement about Lendingclub and read about them and decided to apply and it was so e... See more

Rated 5 out of 5 stars
Invited

I have been using lending club since 2012 and I have nothing but love for this company. The process is easy and fair. I got help 4 or 5 times since then, my appreciation grew more and more. I thank th... See more

Rated 5 out of 5 stars
Invited

The application process was easy thru Credit Karma. Got my approval the same day. It was a Friday, so the money was in my bank account on Tuesday.

Rated 5 out of 5 stars
Invited

I thank you for the opportunity that you have given me in time of need each loan that you have approved for me has helped me very much with my finances for that I’m grateful

Rated 5 out of 5 stars
Invited

The process all went very quickly. The money was in my bank much sooner than I expected, plus the interest and payment are reasonable.

Rated 5 out of 5 stars
Invited

The loan request process was very easy and quick. The lower interest rates enabled me to use this loan to pay off high interest credit card debt.

Rated 3 out of 5 stars
Invited

While the loan was fast and easy, I am still waiting for lending club pay an agreed account. The account now has a higher balance due to the stall.

Rated 5 out of 5 stars
Invited

Great experience. Fast getting the money and everything was explained with interest rate and payments.

Rated 5 out of 5 stars
Invited

Repeat customer. This is my 2nd time getting a loan. Both times were quick and easy. Both times were to consolidate credit cards. You get a better rate to do that rather than getting one and just taki... See more

Rated 5 out of 5 stars
Invited

I was looking to consolidate my credit card debt into a personal loan with a lower APR and an end date in sight. As a self-employed individual it can be exceptionally difficult to obtain any such loa... See more

Rated 5 out of 5 stars

Many reviewers report that LendingClubs loan process is simple and fast. One user said, “The process was easier than I thought it would be. After approval, funds are transferred quickly—som... See more

Rated 5 out of 5 stars

This service was great from start to finish. The process was quick and simple, and the team was very helpful. They answered my questions fast and kept everything clear. I’m really happy with the resul... See more

Rated 5 out of 5 stars

I discovered LendingClub through my Experian app, and they offered the lowest interest rate among all my options. After I was approved, the payments to my creditors were sent quickly, and the remainin... See more

Rated 5 out of 5 stars
Invited

I had a great experience with LendingClub. The entire process was online and very efficient. Quick approval and then they clearly communicated the timeline for funding, and the money was deposited exa... See more

Rated 5 out of 5 stars

At first, I wasn’t completely sure about trying this service, but I’m really glad I did. The process was super easy, fast, and transparent. The team explained everything clearly and responded quickly... See more

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Company details

  1. #1 of 30 best companies in Bank
  2. #35 of 110 best companies in Financial Institution

About LendingClub

Written by the company

About LendingClub

Written by the company

LendingClub is reimagining what a bank can be by building our business around a simple belief: when our members win, we win. Leveraging innovative technology and engaging mobile-first experiences, our integrated suite of financial products helps people keep more of what they earn and earn more on what they save. Our 5+ million members love us for easy access to credit, plus checking and savings accounts that reward smart financial choices like on-time payments and consistent saving.

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Contact info

4.7

Excellent

TrustScore 4.5 out of 5

9K reviews

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Hasn’t replied to negative reviews


Rated 5 out of 5 stars
Invited

Very Happy I got past my Skepticism

I was skeptical of trying any loans online but finally came across lendingclub and felt it was legitimate. Quick and easy application process and clearly laid out options. Fair rates based on where my credit is and super fast funding directly into my bank. My loan saves money compared to all of my credit cards totaling more per month at super high rates. I am very happy with my choice to give it a try.

December 3, 2025
Rated 5 out of 5 stars
Invited

It was a hassle-free loan.

It was a hassle-free loan.
To consolidate all my credit card debt
Without lending club, I don't know what I would have done.
A big thank you.
For helping me out

December 3, 2025
Rated 5 out of 5 stars
Invited

Fast and very easy

This process was fast and very easy! The rates and fees were reasonable and I had nothing but a good experience. Would use them again.

December 3, 2025
Rated 5 out of 5 stars
Invited

Remarkably easy

Remarkably easy. As a real estate broker, I expected the process to have a series of obstacles to overcome, but that wasn’t the case. They literally couldn’t make it any easier and I see light at the end of the tunnel for a debt free life.

December 3, 2025
Rated 5 out of 5 stars
Invited

My experience was great

My experience was great! It was straight to the point, meaning the information needed. I originally was apprehensive about applying. However, it was the best decision I could have made. I can breathe now.
Thank you!

December 3, 2025
Rated 4 out of 5 stars
Invited

I am not a computer person in fact I…

I am not a computer person in fact I hate even using my phone but u had a lot of good people to help the process along it was simple to apply and in the long haul I will save myself a.lot of money

November 30, 2025
Rated 5 out of 5 stars
Invited

I am so very happy with lending club

I am so very happy with lending club. I paid off my first loan over 3-4 years.
And I wasn’t prepared to do another because I didn’t need one. Then my 2 yr old grandbaby has to have surgery.
And the deductible is 7000.00 on her mother’s insurance. So I’m helping my son and I appreciate LendingClub so much! They are wonderful. And easy to contact if you have an issue.

November 30, 2025
Rated 3 out of 5 stars
Invited

Fast but Slow

While the loan was fast and easy, I am still waiting for lending club pay an agreed account. The account now has a higher balance due to the stall.

November 26, 2025
Rated 5 out of 5 stars

This service was great from start to…

This service was great from start to finish. The process was quick and simple, and the team was very helpful. They answered my questions fast and kept everything clear. I’m really happy with the results. Truly reliable and worth trying!

December 4, 2025
Unprompted review
Rated 5 out of 5 stars
Invited

Repeat customer

Repeat customer. This is my 2nd time getting a loan. Both times were quick and easy. Both times were to consolidate credit cards. You get a better rate to do that rather than getting one and just taking the cash. So much easier and simpler than going to an actual bank.

November 30, 2025

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