SoFi Reviews 10,311

Very fast and thorough service; very much appreciated. my only issue is my interest rate...hoping it can be lowered at some point during my loan and lowering the payment

The application was very easy to fill out and the service was fast. Had the loan within days.

I’ve always gotten loans offers in the mail & it was never the right time. Just so happens I wanted to concentrate my bills & I was able to take advantage of a pretty low & decent interest rate & it w... See more

I truly and greatly appreciate SoFi. Im currently going through a divorce and losing everything I've worked for my entire life. I needed a loan to consolidate bills and to provide for my son. Ive wor... See more

It arrived when I needed it most, and yet it was much better than other loans offered, and the flexibility of doing everything online without having to go to an office allowed me to refinance my old l... See more

SoFi made the entire loan experience stress free. The application and funding process was quick and easy; saved me a great deal on interest charges.

The application process couldn’t have been easier and the follow up is excellent. It makes you feel like they really care and want you to succeed. SoFi rocks!

This was one of the most simple loan applications I’ve ever done. After some basic minimum personal information and a few questions it was completed in less than 15 minutes. And funded within 24 hours... See more

The application process was very easy. The answer for whether the loan was approved or not stupid fast. Fortunately, it was approved. The funds were hitting my selected accounts the very next day. Fro... See more

SoFi came through for me in the clutch. I went through a terrible divorce so my credit and assets were drastically impacted in a negative way. I didn’t know what affordable options would present itsel... See more

The process to apply for a loan was painless. Got an answer in a short period of time. Got a good interest rate. Paid off credit card debt and saved hundreds of dollars on interest charges.

I could not imagine an easier and more seamless application and approval process. Everything was detailed for me and the process was fast with no trouble at all. Everything on the website is organized... See more

My experience was great due to the fact I did it online. The response and approval was fast and I find their website or app user friendly and straightforward. Once I completed the requirements, I go... See more

First personal loan I've ever acquired. The process to have money transferred into my account was super simple and straight forward. Didn't need to talk to anyone, even better. The APR is decently low... See more

This was my first time using Sofi. They were recommended by Credit Karma and everything was very clear and well explained from the beginning. Process was complete within 24 hrs and a person actually c... See more

Was a victim of government shut down. Couldn’t apply for unemployment because we still needed to work a 10 hour day without being paid. If we refused, we’d be fired. I am a single parent and have a ch... See more

I refinanced an existing loan at a lower rate. The loan was approved quickly and it took little time to complete the transaction. The payoff to the old loan was completed the following day.

I applied and received an answer quickly. I had never used this financial institution. The loan was funded within 1 day. The website is user friendly. I went online and saw additional products that I... See more

I had a great experience with my recent loan. The application process was smooth and straightforward, and I received a response much quicker than I expected. Everything was handled efficiently, and I’... See more

The system that you have in place makes it quick and easy, regardless of acceptance or rejection of your loan application. That’s what I like the most about SoFi.

Very easy and simple applying process and you know your interest rate and payment before having to accept the loan, without a hit on your credit report. Quick and easy funding. Very satisfied with ent... See more

The loan process was quick and easy to understand. I would definitely recommend SOFI to anyone looking for a loan.

Sofi made the process easy. I applied then called and approved within 24-248hrs. My check was deposited within 3 days. Customer service is awesome as well. Thanks, Sofi, for your help right on time!

SoFi was very easy process and time saver. I would spend more time at bank to Apply for loan,however I find SoFi more helpful and lower APR and fast. I got the funds in 12 hours which I was surprised... See more

The entire loan process was very fast. The instructions were easy to understand and the funding was completed quickly. This was, by far, the easiest loan application that I've ever experienced!

Very easy and achievable process. SoFi made it possible for me to pay most of my debt off other than my mortgage and RV everything else paid off. Good rates and payoff timelines. I’m grateful to this... See more

SoFi is easy to work with and the banking system is easy and manageable . There are lots of opportunities to make change in how you manage your money and I would choose SoFi every time.

It was easy to apply for a personal loan. Easy repayment terms that fits within my budget. The money was transferred within 24 hours.

I got a home equity loan with Sofi. Everything was done on the web portal, easy and efficient. I got the interest and fee rate I was looking for. The service was great, from the start of my engage... See more

Quick, easy, and relatively painless! Will definitely be using SoFi for any personal loan needs in the future!

I recently used SoFi for financing, and I couldn’t be happier with the process. From the very beginning, everything felt simple and stress-free: Quick and Easy Application: The online applic... See more

Applying was easy. They reviewed my app. Called me with a few questions. My loan was approved and funds deposited in a day or two.

Wow.. applied for loan … approved and funded all within 48 hours and all online ! Amazing

If you give me the loan and give it put on my charlie card ending with 0527 by tomorrow morning and it is 1000 and I will put 2000 back in the account by friday but you don't give it to me by morning... See more

Honestly, being self-employed usually makes getting a loan a nightmare of paperwork, even with a 787 FICO. SoFi was completely different. I've seen a lot of negative reviews on her... See more

Fast and dependable. The rates are a little high, but very reliable service.

Easy to apply, fast response, quick turnaround, extremely pleased.

The process was comprehensive and seamless, and funding was super fast! SoFi is among the best!

The ease of applying and flowing through personal loan process was unmatched. All completed through app and chat sessions, recommend to anyone looking to re-finance or complete debt consolidation!

I never knew that getting a personal loan could be so easy. SoFi makes the process simple and fast.

Ease of online application process and quick responses and results, Thank you.

The process was fast and clear. No hide information.

Super easy and super polite people to work with.

everything was simple and easy and didn’t take too long to get processed.

ease of use and awesome experience

I applied for a personal loan from another institution where I have savings and cds ,but was denied. I was injured in a motor vehicle accident, which resulted in the damage of my implant. Long story s... See more

Very fast funding. Easy automatic payments. Awesome interest rate very happy to consolidate my debt witha better interest rate.

Good way to work on fixing my credit more but charging $700.00 plus intrest on a loan seems too much.

I got an offer through experian and decided to do some research on the company. I made a call to SoFi, they answered all of my questions. Afterwards, I applied for a personal loan. I was approved the... See more