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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Customers express significant dissatisfaction with various aspects of the company, particularly concerning customer service, payments, service quality, and contact methods. Consumers report issues such as unhelpful and rude staff, extended wait times, and unresolved problems. People also mention difficulties in getting clear and accurate information, with some feeling that the staff is poorly trained. Furthermore, reviewers report problems with the mobile app and online banking services, describing them as outdated and not user-friendly. Consumers also express frustration with the payment processes, with some claiming unexpected fees and mishandled transactions. While opinions on the staff are mixed, the predominant sentiment leans towards negative experiences, especially regarding communication and problem resolution.

Based on these reviews

Rated 1 out of 5 stars

RBC is all about the image, and it is rotten from the inside. The most ignorant customer service of all banks. They shipped out the jobs to the Philippines, India,a paying them a peanut salary but cha... See more

Rated 1 out of 5 stars

RBC if your reading this, Im going to say possibly if not the crappiest bank on earth. I deal with many banks and many transaction local and international. RBC you guys are so terrible I manged to get... See more

Rated 1 out of 5 stars

RBC offers travel rewards points but is selling the same vacation packages for much more than other providers (it was about $1000), so your points are useless (you are loosing them by buying travel wi... See more

Rated 1 out of 5 stars

I do not bank with RBC but our daughter does. At birthdays, Xmas, etc I would deposit a few hundred dollars, in cash into her bank account thru an RBC bank. A year ago, attempting to deposit $400 in... See more

Rated 1 out of 5 stars

The customer service advisors like to talk and they don't like to listen to customers. It is very funny how they see themselves standing on a podium and talking to audience maybe. If you want to deliv... See more

Rated 1 out of 5 stars

Insanely bad online customer service. I tried all conceivable options on line, 40 minute wait on phone transfered twice after that..total on phone time 1 hour 30 mins. No resolution.The issue was send... See more

Rated 1 out of 5 stars

Do not use RBC to wire money abroad. If the wire does not complete successfully, you will still be charged intermediary fees, and they will tell you they cannot reverse them. Better use WISE.

Rated 1 out of 5 stars

I hate the way, they answer their calls by using a robotic voice. It takes too long to talk to someone real and sometimes we can’t even talk because the calls get disconnected because we can’t satisfy... See more

Rated 1 out of 5 stars

The advisor mishandled our mortgage renewal and did not get back to us in time and we ended up paying the extra 4% on our mortgage and the bank does not want to give our money back.

Rated 1 out of 5 stars

I don't even bother to go into the branch anymore as I can do everything I need in the web banking app. That said, the web app (royalbank.com) looks and behaves like it was created in the 90s. Jus... See more

Rated 1 out of 5 stars

They’re horrible. Both the advisor and the manager at the bank said for a professional line of credit that they base how much you get on what you’ll make on the other side, as well as assets. I had a... See more

Rated 1 out of 5 stars

Iam not a RBC customer,but shopping around for business account I called RBC . The lady Sabrina was rather rude and sarcastic in her way of speech and definitely not a good business advisor.Iam defin... See more

Rated 1 out of 5 stars

Why is it you advertise on your phone message for immigrants to apply for mortgages! My 27 year old son who has a credit rating over 7 works on a First Nation for over 2 years you’ve denied him a... See more

Rated 1 out of 5 stars

My account was compromised, for 6 weeks every Sunday I would be locked out of my account due to hackers. I would have to go to the branch (which isn't easy at 72) wait in line to regain access. I had... See more

Rated 1 out of 5 stars

I can only speak for the RBC Caribbean department, never ever do business with them. I am currently missing over $2000,- for several situations in which the bank “lost” my money or is simply unable to... See more

Rated 1 out of 5 stars

Worst bank with worst customer support i have been with rbc for 13 years and it's time to close my business and my personal account Every time I call costumer support it's hour to hour and a half ho... See more

Rated 1 out of 5 stars

Unbelievably bad service. They have online banking bugs, so I call them to explain the situation, only to find myself explaining the same thing to multiple agents. Agents sound extremely unfriendl... See more

Rated 1 out of 5 stars

We are US based and trying to get control over our bank accounts after some turnover, and are getting the run around. I think the only solution might be to transfer to CIBC. I was on the phone with t... See more

Rated 1 out of 5 stars

Very poor customer service experience with RBC since around 2020. They make it near impossible to speak with a human now and then make you forever for just about anything.

Rated 1 out of 5 stars

Customer service has been a disgrace. Went to a branch at a mall to update my surname due to marriage. Showed all supporting documentation. Needed a void cheque to reflect my new surname. A few days l... See more

Rated 1 out of 5 stars

RBC renewed my GIC term without my acknowledge. The RBC consultant woman did not mention their auto-renewal feature nor asked if I would like to sign up for it. They did not communicate with clear inf... See more

Rated 1 out of 5 stars

I an RBC Cash Back credit card. In order to have my cash back balance credited to my account, I have to phone them and request it. The number to do this is 1‐800‐769‐2512 which was experiencing "te... See more

Rated 1 out of 5 stars

One of the worst banks I have ever dealt with. Wait times are awful, staff seem poorly trained and lacking in correct and accurate information. On line banking app is a joke - very poorly designed. I... See more

Rated 1 out of 5 stars

Rude teller. Wayne at RBC's 224 St Maple Ridge branch favourite phrase is " It's not gonna happen" to a customer's request the Bank cannot or will not entertain. He even accused me of point a finger a... See more

Rated 1 out of 5 stars

Worst Bank in Whole of Canada, I was compelled to move here due to the Closure of HSBC Canada, I was a Premier Customer with HSBC with top notch service. After the RBC takeover I am treated like Sh&*^... See more

Rated 1 out of 5 stars

RBC bank is pinnacle of thug banking - looting innocent customers in Canada.. their call centre staff defines the worst customer services - they lie, are incompetent and rude. Avoid this bank like ras... See more

Rated 1 out of 5 stars

Your mobile app system is so stupid and not user friendly...Trying to get out of one screen caused my account to be locked out. As well as my online access was locked out. I wasted 45 minutes on th... See more

Rated 1 out of 5 stars

This bank should be shut down. Holding my money hostage.. I am travelling in South America and my car gets locked. I called to try to resolve the issue and they tell me I have to go to a branch and th... See more

Rated 1 out of 5 stars

Royal Bank has to improve its online service, I can't get into my page, it says call 1800- and they can't help. Canceling an appointment is impossible as well. All the Royal Bank is interested in, i... See more

Rated 1 out of 5 stars

Review – Customer Telephone Service I would like to share my experience with the customer service I received over the phone today. The agent, Bou Bacar, demonstrated a significant lack of prof... See more

Rated 1 out of 5 stars

I was dealing with them from 10 to 2pm. All of them but one had a thick accent and they just talk over you. They won't listen even when you have to ask "Can I speak" then after they continue to speak... See more

Rated 1 out of 5 stars

I just spent 1.5 hours on the phone with RBC customer service, being transferred from one person to another, put on hold multiple times, and still did not get an answer to a very simple question ab... See more

Rated 1 out of 5 stars

Locked me out of my account I don't know who the HELL they think they are but they went and locked me out of my account today (Sunday) it says that I need to phone the number provided to regain ac... See more

Rated 1 out of 5 stars

I was "migrated" from HSBC, a bank that I already disliked. I don't know how, but RBC has proven to be even worse than HSBC. RBC charges me a monthly banking fee that had been free for 60+ year... See more

Rated 1 out of 5 stars

My local branch used to be such a great branch. I knew those who worked there, it was all super personal and great service. Not anymore, sadly. I'm currently experiencing a situation that was so p... See more

Rated 1 out of 5 stars

Trying to ask a simple question of a branch, first put on hold for an active agent, then 10 questions, now into 10 minutes and answer was not according to previous stated, found out later, I never was... See more

Rated 1 out of 5 stars

You have 12 people (plus myself) waiting in line but only one teller is working. The other 6 staff were chitchatting behind the desk way in the back plus 4 other “financial advisors” twiddling their... See more

Rated 1 out of 5 stars

I wanted to start a business account with RBC, and I couldn't get in with the local branch until December 17. Today is Wednesday, November 26. I was told last week that I could do this over the phone.... See more

Rated 1 out of 5 stars

Horrible bank to contact. No local number nor email. Just plain awful And stupid. You need to call some someone in toronto, why?????

Rated 1 out of 5 stars

Worst bank. Pls beware the worst bank ever. Don’t open your account at RBC. They charge high NSF fees for any over draft. They don’t reimburse the fee. They are scammers. Beware!!

Rated 1 out of 5 stars

Garbage service, no help Waist of time, also they’ve cut my card off before. Any bank is better. Don’t trust this company

Rated 1 out of 5 stars

I am beyond frustrated with RBC right now. My account was suddenly frozen right when I was trying to pay for something important, and I had absolutely no warning or explanation. I went straight to... See more

Rated 1 out of 5 stars

I left RBC for 2 reason when I had to pay $14 a month to babysit my money and when I took a trip in Canada they froze my accounts and when I called them they told me I was required to tell them I was... See more

Rated 1 out of 5 stars

They are quick to take my money for fees, but their service is lacking. I wanted to close my credit cards and it took WEEKS of being given the send-around. I had to make several very expensive calls... See more

Rated 1 out of 5 stars

Your service is unacceptable 2 people from customer service literally hand up on me, I am defiantly considering transferring my accounts from you bank

Rated 1 out of 5 stars

Worst bank . Worst experience for a loan. I will never recommend anyone. Their service is lacking. I moved to Coventry Securities llcand my experience has been quite enjoyable. It has really bee... See more

Rated 1 out of 5 stars

It was the biggest mistake to open up an account with RBC , the service at the branch in Montreal , Newman and Dollard is the slowest I have ever experienced. For the fews the bank charges there is... See more

Rated 1 out of 5 stars

phone attendants are rude and condensing . they are totally inefficient and incapable. an absolute waste of time, do yourself a favor and find another financial institution.

Rated 1 out of 5 stars

Gave me a derogatory over unpaid BANK FEES of all things. Most banks just forget about it but not RBC! They want to punish you for seven years because you forgot to close an account and didn't pay the... See more

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Company details

  1. Insurance Agency
  2. Alternative Financial Service
  3. Bank
  4. Financial Consultant
  5. Mortgage Broker
  6. Non-Bank Financial Service

Information provided by various external sources

Explore the personal and business financial services and products that RBC offers to individuals, small businesses and commercial clients in Canada.


Contact info

1.3

Bad

TrustScore 1.5 out of 5

2K reviews

5-star
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1-star


Rated 5 out of 5 stars

I would like to appreciate the RBC bank…

I would like to appreciate the RBC bank teller, her name is Tina, in the branch number 03342 in Yonge and Dawson was so professional in her career and so nice. She understands my questions and did her job pretty well. She was so friendly, patient, and kind.

She provided me with the best options, which were very good, and I am so happy that she assisted.

Sincerely,

Mehrnaz Mehrgou

December 5, 2025
Unprompted review
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Rated 5 out of 5 stars

I would like to thank Tony Truong of…

I would like to thank Tony Truong of RBC Metrotown, Kingsway Burnaby for being excellent in his service and knowledge in assisting us with buying a bank draft. We came 15 mins before closing time and Tony showed kindness and very excellent service! We are so proud to be serviced by your excellent employee!

December 5, 2025
Unprompted review
Rated 1 out of 5 stars

I m putting a review concerning the…customs

Review – Customer Telephone Service
I would like to share my experience with the customer service I received over the phone today.
The agent, Bou Bacar, demonstrated a significant lack of professionalism.
Unfortunately, he was unable to communicate clearly in French, and his accent made the conversation very difficult to understand. In addition, he was not helpful and lacked clarity in his questions.
For example, he asked me for “the company number.” I spent nearly two minutes searching through official documents to retrieve what I believed was the business number for Revenu Québec — only for him to later clarify that what he actually needed was the company’s telephone number.
This type of confusion reflects a real problem in terms of communication and professionalism.
My suggestion:
RBC, it seems that the level of service at the first line of customer support has declined significantly. The standards and expectations for clarity, professionalism, and customer assistance should be much higher, especially for a major financial institution.
A disappointing experience.

December 4, 2025
Unprompted review
Rated 1 out of 5 stars

RBC is all about the image

RBC is all about the image, and it is rotten from the inside. The most ignorant customer service of all banks. They shipped out the jobs to the Philippines, India,a paying them a peanut salary but charge high fees to the clients in Canada. Every time I call about one thing, I get 3 or 4 different stories about the same matter. Not to mention, RBC was involved in criminal fraud activities in the past. I DO NOT RECOMMEND THIS NIGHTMARE TO ANYONE.

December 2, 2025
Unprompted review
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Rated 1 out of 5 stars

Mortgage Renewal mishandled

The advisor mishandled our mortgage renewal and did not get back to us in time and we ended up paying the extra 4% on our mortgage and the bank does not want to give our money back.

April 30, 2025
Unprompted review
Rated 1 out of 5 stars

You are not my Mother!!!

I left RBC for 2 reason when I had to pay $14 a month to babysit my money and when I took a trip in Canada they froze my accounts and when I called them they told me I was required to tell them I was head on a trip so it would not be raised as "Suspicious Activity" Never in my life how I had a bank so controlling as RBC. I am now a Credit Union Fan, No more fees no more Babysitting charges.

January 27, 2025
Unprompted review
Rated 1 out of 5 stars

Horrible Customer Service

I wanted to start a business account with RBC, and I couldn't get in with the local branch until December 17. Today is Wednesday, November 26. I was told last week that I could do this over the phone. I made an appointment to receive a call from Benjamin from the business department on Monday, November 24, at 2 pm. He started working on setting up the business. The problem was that he didn't put the correct business name for my business. I called him today to tell him there is no phone number associated with my new business account, and he put me on a three-way call with another rep, who made me end the call and call back without Ben on the phone. I got another rep in the business department, and she said she would verify me. She asked me for the business name, and when I told her, she said it didn't match. Come to find out, Ben didn't put in the correct name for my business. He told me it will take another 48 hours to have the name changed. He asked for a copy of the Registry information to make sure of the name. He did not do this when I first contacted him to set up the account. If he had asked for a copy of the Registration for my business, I would have been able to have everything completed today, November 26. I don't recommend dealing with the Royal Bank. Based on my experience with Ben, this was totally unacceptable and would have been easily avoided. I give Ben zero stars for what he did for me. I see that the Royal Bank has an average of 1.3-star reviews for its business. I can honestly understand why. Ben gave me horrible customer service. He should be coached on how he failed me by not asking for a copy of the registration or clarifying what the business name was.

November 26, 2025
Unprompted review
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Rated 1 out of 5 stars

Worse customer service on phone and in Branch

It was the biggest mistake to open up an account with RBC , the service at the branch in Montreal , Newman and Dollard is the slowest I have ever experienced. For the fews the bank charges there is no adequate Teller service . You stand in line for hours at all times , and many times they can't even help. Stay away from that bank or at least that branch.

November 26, 2025
Unprompted review
Rated 1 out of 5 stars

Garbage service

Garbage service, no help
Waist of time, also they’ve cut my card off before. Any bank is better. Don’t trust this company

November 25, 2025
Unprompted review
Rated 1 out of 5 stars

brutal lack of service

phone attendants are rude and condensing . they are totally inefficient and incapable. an absolute waste of time, do yourself a favor and find another financial institution.

November 25, 2025
Unprompted review
Rated 1 out of 5 stars

RBC if your reading this

RBC if your reading this, Im going to say possibly if not the crappiest bank on earth. I deal with many banks and many transaction local and international. RBC you guys are so terrible I manged to get about a few hundred customers to switch banks. All the crap you impose and treat clients, + all the foreign workers that are so sad at customer service. They don't care about your business, just you hard earned money. I hope this bank goes down by some nasty cybersecurity AI attack. Our country has terrible banking and need competition.

November 24, 2025
Unprompted review
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Rated 1 out of 5 stars

RBC travel award scam

RBC offers travel rewards points but is selling the same vacation packages for much more than other providers (it was about $1000), so your points are useless (you are loosing them by buying travel with RBC due to higher prices of their offers). Also RBC sold me all-inclusive vacation package but forgot to mentioned that this is not all-inclusive and I need to find/pay for transport from airport to hotel. While calling RBC I was met with attitude; "call the hotel and find out"

November 25, 2025
Unprompted review
Rated 1 out of 5 stars

Worst bank

Worst bank. Pls beware the worst bank ever. Don’t open your account at RBC. They charge high NSF fees for any over draft. They don’t reimburse the fee. They are scammers. Beware!!

November 20, 2025
Unprompted review
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Rated 1 out of 5 stars

RBC Completely Failed Me as a Business Client

I’ve never had a more disappointing or frustrating banking experience than what I’ve had with RBC over the last week. I’ve been in the branch multiple times trying to resolve an incoming wire transfer that the SWIFT trace clearly shows was delivered to RBC, yet absolutely no one seems capable of locating it.

The branch-level staff have shown no care, no urgency, and no real understanding of how to handle an issue of this level. It’s painfully obvious they are not trained or experienced in international wire processes. Every conversation felt like I was dealing with people completely uneducated on the very systems they’re responsible for. Instead of taking ownership or escalating properly, I was repeatedly redirected, dismissed, and given conflicting or incorrect information.

Despite providing all the documentation RBC needed—including formal SWIFT tracking showing the money reached their institution—I received no action plan, no follow-up, and no communication from the actual wire investigation team. I was not included in any updates, nor was anyone willing to take responsibility.

As a business client, this is absolutely unacceptable. The lack of accountability, professionalism, and basic competence at this branch has completely shattered my trust in RBC. When thousands of dollars are unaccounted for, you expect your bank to support you—not shrug, pass you around, and hope you give up.

I would not recommend RBC to anyone who needs a bank capable of handling business-critical transactions. This experience has shown me that the branch staff are not equipped, not trained, and frankly not concerned enough to manage important financial issues.

November 19, 2025
Unprompted review

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